855-693-3572 X 1 Delray Beach and I'll aid you to comprehend all the costs and point out any errors.
855-693-3572 X 1 There are certain typical fees related to closing the sale of a house. These costs are commonly split between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through your transaction.
Costs pertaining to your mortgage to be paid at closing
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- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
At closing, the following taxes are usually collected (Click here for details)
- Property Taxes
- Transfer Taxes and Recording Fees
- Homeowners Insurance
- Flood or Quake Insurance (optional)
- Private Mortgage Insurance (PMI) (optional)
- Title Insurance
As we negotiate your transaction, not only will I work to get the very best sales price, but I'll also campaign for reduced closing costs. And once we've reached an agreement, I'll fully explain the closing costs so you know exactly what you're paying for.
When purchasing a house in Palm Beach County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a reasonable range so you're not startled when you reach the closing appointment. I'll be happy to go over the GFE with you, answering your questions and highlighting any estimates that seem unusual.